ABOUT US | President's Message

President's Message



Dear valuable Customers and Business Partners,

FUTABA Microfinance Plc., was first licensed to establish and operate its financing service activities by the National Bank of Cambodia on December 16, 2015. With its fulfillment of good business performances achieved, strong management by which the activities of directing, controlling, and organizing the company followed by laws and regulations as well as clear vision with effective long-term Strategic Business Plan, the National Bank of Cambodia has decided and officially issued the Permanent License as Microfinance in lieu of the given Three Year-License for FUTABA Microfinance Plc., since December 30, 2019.

As of December 31, 2021, we have been operating 4 branches in Phnom Penh City and Province: Head Office Branch, Khan Tuol Kouk, Khan Pur Senchey and Chbar Morn Branch, with 751 active clients  and loan portfolio USD 13,387,534 under 21 Credit Officers.

In the first quarter of 2021, there was an outbreak of COVID-19 pandemic, especially the February 20 community event in Cambodia which slowed down the Cambodia’s Economy, and affected the Porfolio at Risk (PAR) of FUTABA Microfinance Plc., which was in a remarkable increasing rate; however, we could still keep our profit at USD 458,672 wihin the bad situation.

Although FUTABA Microfinance Plc., has not yet rapidly expanded many branches within the whole country, our Vision is to become one amongst the premier leading Financing Institutions in the Kingdom of Cambodia to contribute to the sustainable Society Development and Stable Economic Growth for both current & Next Generation throughout stabilizing and transparency of Financing Markets and Long-Term Strategic Business Plan for expanding operational areas in other provinces, which is our sincere wishing as well as our goal.

To satisfy our customers' need, FUTABA Microfinance Plc., has developed various kinds of Financial Products such as Business Loan, Agricultural Loan, Housing Loan, Consumption Loan, Staff loan, Education Loan, and Employee Loan. The Staff Loan and Education Loan are offered with a very low Interest Rate with the best service, for contributing in social enhancement, staff living conditions, and human resources development. FUTABA Microfinance Plc., is going to develop various kinds of services for solving financial requirement for our existing and future customers.

In the meant time, FUTABA Microfinance Plc., is also strengthening its Internal Controlling System to enhance operational process focused on Skill Training to Staffs, Structural reform, and to update Policies and Procedures for fully complying with Laws & regulations of National Bank of Cambodia & relevant Ministries.

With a better situation in the fourth quarter of 2021, the government mitigated travel restriction "reopening the country", and allowed businesses to start operation gradually, which brought Cambodia’s domestic economic activities to return back to be normal including domestic travels and tourism for the beginning of 2022. Last but not least, we do believe that our Institution will be the PATHWAY for Cambodian Next Generation, which should be materialized based on our Fair and Transparency of Financial Services, funded by a single Shareholder from Japan.

"Dreams come true", we are pleased and welcome to provide our warmed and confident financial services to our esteemed customer everywhere every time.  

Finally, on behalf of FUTABA Management, I would like to thank to our Customers, Shareholder, Board of Directors, Assistant CEOs, and all staff for their supporting and effort making in implementing the FUTABA's strategies, as well as the National Bank of Cambodia for always collaborating and supporting us so far.